Reset Your Withholding in January or Regret It Later

Reset your withholding in January for better high-income tax planning

Withholding feels boring. It’s not the fun part of money.It’s not investing.It’s not growth.It’s not a big “wealth move.” It’s just payroll. So most high earners ignore it. Or they assume it’s fine because it worked last year. And honestly… that’s a normal assumption. Until it isn’t. If you’re a high earner or high net…

Read More

Why Waiting Until Q4 Is a Losing Tax Strategy

Why Waiting Until Q4 Is a Losing Tax Strategy

Q4 feels productive. Deadlines are clear. The calendar is loud. Everyone suddenly cares about taxes. That urgency feels useful. Responsible, even. It’s also where many high-income earners lose. Not because Q4 planning is wrong.Because it’s late. Waiting until the fourth quarter to think about tax strategy turns planning into damage control. By then, most of…

Read More