The Psychology of a New Tax Year

High-income tax planning mindset and new year financial reset

A new tax year does something strange to your brain. Even if nothing “real” changes on January 1, it still feels like a reset. A fresh start. A clean slate. You tell yourself you’ll stay on top of it this year. You’ll track things better.You’ll plan earlier.You’ll avoid the surprise bill. And for about a…

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Reset Your Withholding in January or Regret It Later

Reset your withholding in January for better high-income tax planning

Withholding feels boring. It’s not the fun part of money.It’s not investing.It’s not growth.It’s not a big “wealth move.” It’s just payroll. So most high earners ignore it. Or they assume it’s fine because it worked last year. And honestly… that’s a normal assumption. Until it isn’t. If you’re a high earner or high net…

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