January Decisions That Compound for Years

January 27, 2026
High-income earner reviewing financial documents and planning January tax decisions at a laptop

Some decisions fade. January decisions don’t.High-income individuals feel this the most because every early move shapes cash flow, tax exposure, investment compounding, and long-term control. January acts as a reset, but it’s also a launchpad. The habits, elections, and boundaries you set now don’t just affect this year—they ripple across the next decade. January is…

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Tax Planning vs Tax Filing: The January Fork

January 22, 2026
Tax planning vs tax filing in January for high income earners

January gives you a choice. You can treat taxes like a once-a-year paperwork problem.Or you can treat taxes like a year-long strategy. High earners don’t get crushed by taxes because they “missed a deduction.”They get crushed because they waited too long to build a plan. January is where your tax year splits into two paths.And…

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