January Decisions That Compound for Years

High-income earner reviewing financial documents and planning January tax decisions at a laptop

Some decisions fade. January decisions don’t.High-income individuals feel this the most because every early move shapes cash flow, tax exposure, investment compounding, and long-term control. January acts as a reset, but it’s also a launchpad. The habits, elections, and boundaries you set now don’t just affect this year—they ripple across the next decade. January is…

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