A Wild Week on Wall Street: The Tax Planning Moves High Earners Should Make Before the Next Swing
If you watched the market this week and felt your stomach do that little drop thing, you’re not alone. One day it’s green and everyone acts like the future is settled. The next day, a headline hits, the market slides, and suddenly your portfolio looks like it aged five years overnight. It’s weird how fast…
Read MorePhysical Silver vs Silver ETFs: The Tax Differences High Earners Miss
If you’ve ever looked at silver and thought, “Okay, this feels safer than whatever the market is doing this week,” you’re not alone. I’ve had the same thought. Then you start shopping, and suddenly you’re choosing between a stack of physical bars and coins versus a ticker symbol you can buy in two clicks. Both…
Read MoreBitcoin Volatility Isn’t Just Market Noise—It’s a Tax Strategy Window
Bitcoin can feel like whiplash. One week it’s up. The next week it’s down. Sometimes it’s both in the same day. If you’ve ever looked at your crypto account and thought, “Why did I even open this app,” you’re not alone. But here’s the part most high earners miss at first. Volatility isn’t only a…
Read MoreWaiting on a Refund? You Might Be Missing Better Tax Savings Moves
You get to April, you file, and then you wait. And wait. If you’re a high-income earner in medicine, that refund can feel like a small win. A little relief. A moment where you think, I guess I did something right. But here’s the twist. A refund often means you overpaid during the year. The…
Read MoreGold in an IRA: What’s Allowed, What’s Not, and What Can Blow Up Your Tax Plan
Gold has a way of grabbing attention at the worst possible time. A market dip hits. A coworker mentions they “moved some retirement money into gold.” You see a headline. And suddenly you’re asking a question you never planned to ask in the middle of clinic or between cases. Can you actually put gold in…
Read MoreIs Your Tax Strategy Stuck on Repeat? A Groundhog Day Wake-Up Call for High Earners
If you earn a lot and you run something on the side (or as your main thing), you probably know this feeling. You make good money. Your business grows. Your 1099 income climbs. Then tax season shows up and you think, “Why is this the same stress again?” Same scramble. Same guesswork. Same surprise bill.…
Read MoreJanuary Tax Decisions That Create Flexibility for the Rest of the Year
January is one of the few months where your calendar and your cash flow are both quiet enough to think. You can still see last year clearly.You haven’t locked in this year’s habits yet. That mix makes January the month where you either build flexibility into the next 12 months…or guarantee a year of reacting,…
Read MoreWhy January Is the Best Month to Start Retirement Tax Planning
January has a strange power. Your calendar is empty. Your income for the year is still flexible. And every tax lever that matters for retirement is still on the table. If you want lower taxes for the rest of your working life, this is the month that gives you the most control. This guide walks…
Read MoreQ1 Tax Planning: Why January Sets the Tone
January has an energy no other month can match. The slate is clean, decisions feel sharper, and you can finally see the shape of the year you want to build. For high-income earners, this isn’t just motivational—it’s financial. The moves you make right now quietly set the tone for your entire Q1 tax position, long…
Read MoreJanuary Decisions That Compound for Years
Some decisions fade. January decisions don’t.High-income individuals feel this the most because every early move shapes cash flow, tax exposure, investment compounding, and long-term control. January acts as a reset, but it’s also a launchpad. The habits, elections, and boundaries you set now don’t just affect this year—they ripple across the next decade. January is…
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