Archive for May 2025
What Happens When You Run Out of Money? A Memorial Day Reminder to Plan Ahead
Memorial Day is a time to honor those who have served and sacrificed for our country. While we reflect on their bravery, it’s also an important reminder of how essential it is to plan ahead—financially. Just as military service members prepare for the challenges ahead, we should all be preparing for financial uncertainty. Running out…
Read MoreThe Retirement Savings Rate That Actually Works: Tax-Smart Strategies for High Earners
How much should you be saving for retirement? The wrong percentage can derail your long-term goals. A safe, effective savings rate isn’t a guess. It’s based on math, strategy, and smart tax planning. Let’s answer the real questions: What works? What doesn’t? And how can you keep more of what you earn while building wealth?…
Read MoreWhy Retirement Plans Need Room to Breathe
Most retirement plans are built with one goal: maximize contributions. But what if that mindset is too rigid? What if by trying to optimize every tax-advantaged dollar, you’re setting yourself up for long-term inefficiencies, liquidity problems, or even unnecessary taxes? Retirement plans need room to breathe. You need flexibility—financial, strategic, and tax-related—so your savings can…
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